This policy avoids the pitfalls we see in many policies on the market. Here are the highlights: No medical questionnaire under 60 years old; NO "Post-Claim" clause allowing the insurer the unilateral right to terminate the policy if the claimant does not return to his/her home country; NO claim waiting period if the policy is purchased prior to arrival in Canada. Many other policies typically contain a 48 hour + waiting period if purchased prior to arrival in Canada. NO duration cap to travel to other countries as long as majority of time is spent in Canada. No requirement to notify insurer if a medical change occurs between the purchase and arrival to Canada. NO dollar cap on emergency air transportation. This policy pays up to the maximum of the policy value. This insurance provides coverage for medical expenses incurred while travelling outside the insured’s country of permanent residence. Coverage is available for visitors to Canada, foreign workers, international students studying in Canada, immigrants and returning Canadians not eligible for provincial health care coverage.
* COVID-19 coverage is included unless government of Canada changes advisory to "Avoid ALL travel into Canada"