Snowbirds travelling under 60 days will enjoy the flexibility of this plan with its Compassion Clause if you make a mistake on the questionnaire and the option to add the Stability rider should a pre-existing condition arise or become unstable. This rider provides additional safety and certainty, which is unique in the marketplace. Please read the "Safety Checklist", "Benefits and Features" and the "Policy Wording" provided on this page. Click the purchase button, to purchase your worry-free travel insurance. Or complete the Medical Questionnaire below and one of our brokers will contact you within 48 hours to review your health and assist you prior to emailing you a quote.

HIGHLIGHTS:

  1. $10 Million Worldwide or Within Canada
  2. Single or Multi-Trip available
  3. Maximum up to 5 medical questions
  4. “Compassion Clause” included at no charge
  5. Unlimited Age
  6. Option to add FSO rider to lock-in your stable Pre-Existing conditions so you don’t need to check-in every time you depart on a new adventure
  7. Option to add PEC rider for “unstable” pre-Existing conditions
  8. Up to 65% deductible discounts
  9. Free unlimited coverage within Canada on multi trip plans
  10. Includes emergency Air transportation and and ambulance
  11. Includes non-medical emergency evacuation
  12. Retain age at purchase not travel including for extensions on Multi – Trips!
  13. Option to purchase up to one year in advance of travel!

What your fellow travellers say about us

THIS QUESTIONNAIRE IS DESIGNED FOR SNOWBIRDS WITH PRE-EXISTING CONDITIONS OR TRAVELLING 60 DAYS AND OVER REQUIRING CUSTOMIZED AND PERSONALIZED ADVICE. IT IS JUST A PRELIMINARY PROCEDURE AND WILL BE FOLLOWED WITH A PHONE CALL OR EMAIL FROM ONE OF OUR TRAVEL INSURANCE BROKERS WHERE ANY ADDITIONAL QUESTIONS ARE NEEDED TO CLARIFY YOUR ANSWERS. IN ORDER TO AVOID DELAYS IN PROCESSING YOUR QUOTE, PLEASE COMPLETE EACH AND EVERY FIELD (COMPLETE TRIP CANCELLATION ONLY IF APPLICABLE). ALSO WE STRONGLY SUGGEST YOU CLICK ON EACH "TIP" TO ENHANCE THE ACCURACY OF YOUR RESPONSES TO THE MEDICAL QUESTIONS BELOW. THANK YOU.

Please choose no. of people

EMERGENCY MEDICAL PERSONAL INFORMATION - For Person#1

# of Trips During the Year?:

Are you interested in a Multi-Trip Annual Plan?

Are you topping up another policy? . . . . . .

If yes, number of days covered by other insurance?:

MEDICAL HEALTH QUESTIONNAIRE - For Person#1

AAt the time of application, how many medications in total do you take OR have you been ordered to take by a physician for one or more of the following medical conditions: HEART, LUNG, DIABETES? TIP
BWithin the 24 months prior to the date of application, have you had a: -HEART ATTACK -STROKE -MINI STROKE (TRANSIENT ISCHEMIC ATTACK (TIA)
CAt the time of application, how many of the following medical conditions are your receiving treatment for? Place an X in each applicable box below.
DAt the time of the application, do you have any medical conditions that were not listed in the previous questions for which you are currently receiving treatment? (Treatment includes medication that you take OR have been ordered to take by a physician)
EIn the past 365 days, have you had an increase or decrease in your medication OR a change of health?
FDo you have any investigative tests or results pending the return of your trip or are you on a waiting list for Medical Treatment?
1In the 36 months prior to application, have you been diagnosed with, treated or been ordered by a physician to take medication for, three (3) or more of the following medical conditions? (Please check each condition below, which applies)
2In the 12 months prior to application, have you been diagnosed with, treated or been ordered by a physician to take medication for peripheral vascular disease (blocked leg arteries), congestive heart failure, chronic obstructive pulmonary disease (COPD, emphysema)?
3In the 12 months prior to application, have you used or been prescribed home oxygen?
4 A terminal condition or metastatic cancer?
5Did you have heart bypass surgery more than 10 years before application? (answer "no" to this question if you've had additional bypass surgery and/or placement of a stent less than 10 years prior to application)
6Have you had an organ transplant (excluding cornea or skin graft)?
7Do you have a kidney disease requiring kidney dialysis?
8Do you have an aneurysm larger than four (4) centimetres, measured in either length or diameter?
9In the 6 months prior to application, have you had a stroke or mini-stroke (tia or transient ischemic attack)?
10In the 5 years prior to application, have you been diagnosed with, treated or hospitalized for any of the following? TIP
Heart attack, aneurysm, angioplasty, atrial fibrillation, artery bypass surgery, cardiac surgery, angina, congestive heart failure, irregular heartbeat, pacemaker, thrombosis, phlebitis, pulmonary oedema
Chronic asthma, chronic bronchitis, chronic obstructive pulmonary disease (COPD), emphysema or pneumonia
Diabetes (requiring medication)
Stroke or mini-stroke (TIA or transient ischemic attack)
Carotid artery stenosis (blocked OR clogged arteries in the neck)
Liver disease/condition
Cancer (excluding basal cell skin cancer)
Kidney disease that required dialysis, now no longer on dialysis
11In the 24 months prior to application, how many of the following medical conditions have you been diagnosed with, treated or ordered by a physician to take medication for?
Kidney disease
Gastrointestinal bleeding
Alzheimer's disease/dementia
Pancreatitis
Chronic bowel disease
Bowel obstruction
12In the 12 months prior to application, have you been (1)diagnosed with, or undergone a change in medical treatment (including an alteration in medication dosage or usage) for high blood pressure
AND
(2)had any of the following conditions? TIP
High cholesterol
Diabetes (not requiring medication)
Gallbladder disease
Osteoporosis
Arthritis
13Have you ever been treated for a heart disease/condition (excluding congenital heart disease)?
14Was your last regular check-up with a physician more than 24 months ago?
15Have you had a fall that you reported to a physician in the last 6 months?
16In the 12 months prior to application, have you smoked tobacco products?
There is a short delay before submission is complete.