WORRY FREE Travel Insurance For Pre-Existing Conditions With Optional $500,000 COVID Rider- Quote and Purchase in Minutes

Question of The Week


Do you sell COVID insurance?

Answer: Yes.  Canadians and Visitors to Canada can purchase the $500,000 COVID-19 coverage as a rider on the emergency plans we recommend.  It cannot be sold as a stand-alone to top-up other insurers' policies.
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What your fellow travellers say about us

John and Sally W
May 30th, 2020 | Guelph

My wife and I recently submitted a claim for trip interruption as a result of an accidental injury that my wife suffered during a trip to Mallorca, Spain, in February...

Lillian Hall
July 23rd, 2019 | Ontario

“March 2019 I was on a winter hiking trip with friends near Jasper, Alberta and broke my leg. Due to attending a recent talk at the Toronto Outdoor Show about...

Samy Marzouk
June 1st, 2019 | Mississauga, ON

“Dear Mrs. Beaudoin, it was nice talking to you today and thank you very much for your prompt response, your professionalism and clear explanation as well as your honest advice....


CANADIAN MONEYSAVER is an acclaimed investment advisory with a recognized reputation for providing a trustworthy and down-to-earth service since 1981. Available nationally in print and online versions.

What sets us apart
At First Insurance, we not only offer personalized advice but we’re also A powerful advocate on behalf of the consumer for the Urgent Need of Improved Regulation. Please refer to our “Advocacy” section below. Our assessment is based on the safety and quality of an insurance contract and whether it offers innovative features and options to the consumer not readily available in the marketplace. Another key factor of our evaluation is the level of service provided by the insurance company


CCIR SUBMISSION: “The Urgent Need For Improved Regulations”
Bruce Cappon
March 17th, 2014

As presently constituted, practices in segments of medical travel insurance are systematically unfair to clients, and lead to financial hardship – in some cases catastrophe – for thousands of Canadians annually.

CCIR SUBMISSION: “Contract Voidability, The Urgent Need For Improved Regulations”
Bruce Cappon
May 7th, 2015

Informed by the experience of travelling Canadians, and by recent advice proffered by travel insurance specialists such as the author of the present memorandum.

CCIR Final THI Position Paper May 2017
May 31st, 2017

In response to the growing concerns over public confidence in the market and the manner in which travel health insurance (THI) is manufactured and distributed, the CCIR formed a working group on THI…with a mandate to…promote harmonization in regulatory approaches…identify practices that are causing harm…”

Recent Articles

But will you live to collect it?
July 22nd, 2005

James Daw

July 22, 2005


Attending Physicians' Reports
September 11th, 2007

Bruce Cappon

September 11, 2007

Medical Post

Cuba to force tourists to buy medical insurance
April 12th, 2010

James Daw

April 12, 2010

The Star

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