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At First Rate Insurance, we say discount pricing is typically available for volume purchasers of manufacturers’ products and services.  Why shouldn’t this special pricing opportunity be made available for life insurance purchases?

In keeping with our corporate name, “First Rate Insurance”, we have negotiated significant special pricing reductions from insurers. These rates are for select businesses and individuals on larger volume policies, subject to the usual underwriting approval. Special rates are available for coverage amounts of $3 million and up with premiums of $5,000+. Note: Businesses or family members can combine volumes to lock-in this special pricing.

Customized quotes are available on a case by case basis.  Typically, on 10 Year Term Life, regular retail rates are reduced by up to 15%.  The lower rates are locked-in in each and every year for the full 10 Year premium duration of the policy.

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