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What's the true cost of paying monthly premiums instead of annually?

The effective interest rate for monthly financing is typically about 15%+. Although monthly premiums may be more convenient to budget, recognize that you are paying a lot more for this service. Want to know how much more? CLICK HERE to convert premiums from an annual to monthly mode.

A type of insurance sold in Canada for nearly 10 years could lead to a dramatic tug of
war around a policyholder's hospital bed.

But a lawyer specializing in trust and estate matters says he, for one, has yet to hear the thorny issues raised at professional seminars or conferences...

• Insurance Companies Target Middle-Incomes Market With Less Complex Universal Life Products
• Experts warn against using universal life for retirement income
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