About First Rate Insurance

 
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STRENGTH

At First Rate Insurance Inc. we combine the Lowest Price with the Best Advice!

First Rate Insurance Inc. is headed by Bruce Cappon, President and co-founder of the company. Called upon by lawyers, insurance magazines and columnists for his unbiased opinion and expertise, Bruce Cappon has over 30 years of experience under his belt in the life insurance industry.

Mr. Cappon is well-known for his attention to detail and his extensive research of the insurance policies' fine print. He has often been requested by media to provide his insight on various insurance topics of concern to Canadians including Travel Insurance, Critical Illness, Universal Life and Association Group benefits.

COMMITMENT

    First Rate Insurance Inc. mission is to provide affordable financial solutions for Canadians to ensure they are protected in the event of an unexpected monetary loss. To do so, we act as an "insurance headhunter" to represent your needs.

    Most individuals utilize a single agent/broker who will represent a single company for their insurance needs, which may conflict with their best interests of finding the best insurance value for their money.

    At First Rate Insurance, we compare what insurance would least cost you with ALL available Insurance companies. Our assessment is based on price, competitiveness, solvency and service of the insurance providers.

    NO Insurance company holds an ownership interest in our business nor do we hold an interest in any insurance company. We are true Canadian Independent brokers. Click here to see the list of all the Insurance companies we represent

 

A type of insurance sold in Canada for nearly 10 years could lead to a dramatic tug of war around a policyholder's hospital bed.

But a lawyer specializing in trust and estate matters says he, for one, has yet to hear the thorny issues raised at professional seminars or conferences...


Insurance Companies Target Middle-Incomes Market With Less Complex Universal Life Products
Experts warn against using universal life for retirement income

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