About First Rate Insurance

 
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STRENGTH

At First Rate Insurance Inc. we combine the Lowest Price with the Best Advice!

  1. First Rate Insurance Inc. and its AKA company Estate Financial. provide Canadians and their businesses with creative solutions to their financial security needs. First Rate Insurance Inc.offers solid credentials that have earned us the confidence and trust of Canadians. Ask us for client references. We are a corporation comprised of dedicated individuals who believe that the success of First Rate Insurance Inc. is a team effort to which each individual can contribute. Our enthusiastic and forward-thinking organization has grown into a leading innovator in providing financial solutions.
  2. First Rate Insurance Inc.is headed by a team of leading professional and supported by an outstanding Market Research Department headed by Bruce Cappon having over 30 years of experience in insurance and related fields. Mr. Cappon provides up-to-date information on the market conditions on Term Life insurance, Disability, Segregated Funds, RRSP, Tax Deferred Savings Plan, RRIFs, Corporate insurance and Estate life insurance.
  3. A well organized administration department guarantees the good follow-up of each case in the underwriting process.

COMMITMENT

    * Most individuals utilize a single agent/broker who will represent a single company for their insurance needs. Unfortunately, the dynamics of this method does not encourage your representative to find you the best deal. Most often they can only sell their company's products which conflicts with your best interests of finding the best insurance value for your money.

A type of insurance sold in Canada for nearly 10 years could lead to a dramatic tug of war around a policyholder's hospital bed.

But a lawyer specializing in trust and estate matters says he, for one, has yet to hear the thorny issues raised at professional seminars or conferences...


Insurance Companies Target Middle-Incomes Market With Less Complex Universal Life Products
Experts warn against using universal life for retirement income

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